Effective Date: October 1, 2025
HonestCredit exists to help readers understand personal finance with clear, practical explanations. We focus on credit, debt, loans, budgeting, insurance basics, and financial terms. Our goal is to make complex topics easier to compare, verify, and act on.
Our principles
- Clarity: We write in plain, direct language and define terms before using them.
- Accuracy: We prioritize correct, current information and correct errors quickly.
- Neutrality: We aim to explain options and tradeoffs without pushing a political or ideological viewpoint.
- Transparency: We explain how content is created, updated, and funded.
Who creates our content
Articles may be published under the byline HonestCredit Editorial Team. This byline is used when content is produced collaboratively by writers and editors, or when multiple contributors are involved.
We aim to make it clear who is responsible for the site and who created the content. If you believe a page does not clearly communicate this, please contact us so we can improve it.
How we research and fact-check
We build articles from reputable sources, prioritizing primary and official references where possible (for example, U.S. government agencies, regulators, and consumer-protection bodies). We also use well-established, reputable financial education outlets for context.
- We verify key definitions, thresholds, and rules against trusted sources.
- We include sources so readers can check information themselves.
- We revise content when laws, rates, program rules, or industry standards change.
Updates and freshness
Personal finance changes over time. We review important pages periodically and update them when information becomes outdated. When a page is updated, we may revise examples, calculations, and recommended next steps to reflect current conditions.
AI-assisted drafting
We may use tools, including AI-assisted drafting, to support research, outlining, and readability. We do not publish content solely because it was generated. Every article is reviewed and approved by a human editor for accuracy, clarity, and transparency before publication.
Our goal is to publish helpful, original content regardless of the tools used, and to avoid automation intended to manipulate search rankings.
Corrections
If you spot a possible error, please contact us. We investigate credible reports and correct mistakes. For significant corrections, we aim to update the page promptly and make the change clear.
Contact
BoostMedia • Mailing Address: info(at)honestcredit(dot)org