Financial Terms
Understand the financial terms that appear in banking, credit, loans, debt, insurance, taxes, investing, and everyday money decisions. Browse the A–Z finance dictionary for clear definitions, practical examples, formulas, and explanations of how each concept works.
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A
- ACH Transfer
- Actual Cash Value (ACV)
- Adjustable-Rate Mortgage (ARM)
- Adjusted Gross Income (AGI)
- Amortization
- Annual Percentage Rate (APR)
- Annuity
- APY
- Asset
- Asset Allocation
B
- Balance Sheet
- Balloon Payment
- Bankruptcy
- Bear Market
- Beneficiary
- Blockchain
- Bond
- Brokerage Account
- Budget
- Bull Market
C
- Capital Gain
- Capital Gains Tax
- Capitalism
- Certificate of Deposit (CD)
- Charge-Off
- Checking Account
- Closing Costs
- Co-Signer
- Coinsurance
- Collateral
- Compound Annual Growth Rate (CAGR)
- Compound Interest
- Consumer Price Index (CPI)
- Copay
- Correlation Coefficient
- Cost Basis
- Cost of Goods Sold (COGS)
- Credit Card
- Credit Report
- Credit Score
- Credit Union
- Credit Utilization
- Creditor
D
- Debit Card
- Debt Consolidation
- Debt-to-Income Ratio (DTI)
- Debtor
- Deposit
- Direct Deposit
- Diversification
- Dividend
- Dollar-Cost Averaging
E
- Earned Income Tax Credit (EITC)
- Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA)
- Earnings Per Share (EPS)
- Economics
- Employer Match
- Entrepreneur
- Equity
- Escrow
- ETF
- Expense Ratio
F
G
H
I
- Income Statement
- Index Fund
- Industrial Revolution
- Inflation
- Insurance Claim
- Insurance Deductible
- Insurance Endorsement
- Insurance Premium
- Interest
- Internal Rate of Return (IRR)
- Internal Revenue Service (IRS)
- IRA
J
K
L
M
- Marginal Cost of Production
- Marginal Tax Rate
- Market Capitalization
- Median
- Minimum Payment
- Modified Adjusted Gross Income (MAGI)
- Money Market Account
- Money Market Fund
- Mortgage
- Mortgage Points
- Mutual Fund
N
O
P
- P-Value
- Policy Limit
- Prepayment Penalty
- Price Elasticity of Demand
- Price-to-Earnings Ratio (P/E Ratio)
- Prime Rate
- Principal
- Private Mortgage Insurance (PMI)
Q
R
- Rebalancing
- Recession
- Refinancing
- Renters Insurance
- Replacement Cost
- Required Minimum Distribution (RMD)
- Return on Investment (ROI)
- Revenue
- Risk Tolerance
- Roth 401(k)
- Roth IRA
- Routing Number
S
- Savings Account
- Secured Credit Card
- SEP IRA
- Simple Interest
- SIMPLE IRA
- Skewness
- Social Media
- Social Security
- Soft Inquiry
- Stakeholder
- Standard Deduction
- Standard Deviation
- Stock
- Strength, Weakness, Opportunity, and Threat (SWOT) Analysis
T
- Tax Bracket
- Tax Credit
- Tax Deduction
- Tax Liability
- Tax Refund
- Tax Return
- Tax Withholding
- Taxable Income
- Traditional IRA
- Treasury Bill (T-Bill)
- Treasury Bond
- Treasury Note