Effective Date: August 28, 2026
These Terms of Service govern your use of HonestCredit.org. By using the site, you agree to these Terms and applicable law.
Educational Information Only
HonestCredit.org provides general educational and informational content about personal finance, credit, debt, loans, budgeting, insurance, saving, earning money, financial planning, and related topics.
Our content is not personalized financial, legal, tax, investment, insurance, medical, or other professional advice. Nothing on the site creates a professional-client, fiduciary, or similar relationship.
You are responsible for evaluating information in light of your own circumstances and for seeking qualified professional advice when appropriate.
No Guarantee of Results
Examples, calculators, comparisons, estimates, and educational scenarios are provided to explain concepts. They do not guarantee approval, pricing, credit-score changes, investment returns, tax results, insurance coverage, claim payments, savings, or any other financial outcome.
Insurance coverage and claims are determined by the actual policy, endorsements, facts of the loss, applicable law, and the insurer’s decision.
Accuracy and Updates
We work to keep our content accurate and current, but financial rules, rates, products, laws, and third-party information can change. We do not guarantee that every page will always be complete, current, or error-free.
Our Editorial Policy explains how we research, review, update, and correct content.
Third-Party Links and Services
HonestCredit.org may link to government agencies, regulators, financial institutions, insurers, publishers, products, tools, and other third-party websites.
We do not control those websites and are not responsible for their content, availability, pricing, privacy practices, terms, or services. A link does not automatically mean we endorse the third party.
Advertising, Affiliate Links, and Sponsored Content
HonestCredit.org may use advertising, affiliate links, sponsorships, or other commercial relationships.
If we receive compensation that creates a material connection to content or a recommendation, we will disclose that relationship clearly. Sponsored or paid content will be identified as such.
Commercial relationships do not give a partner the right to change independent factual conclusions or our editorial standards.
Calculators and Tools
Calculators and interactive tools on HonestCredit.org provide educational estimates based on the information entered and the assumptions used.
Results are not offers, quotes, approvals, tax filings, financial plans, legal opinions, or insurance determinations.
Acceptable Use
You agree not to misuse HonestCredit.org, interfere with its operation or security, attempt unauthorized access, introduce malicious code, or use the site for unlawful or fraudulent activity.
You may link to our pages, but you may not copy, republish, sell, or redistribute substantial portions of our content without permission unless applicable law allows it.
Intellectual Property
Unless otherwise stated, HonestCredit.org content is owned by BoostMedia or used under license or other permission.
Third-party trademarks, logos, images, data, and quoted material remain the property of their respective owners.
Disclaimer
To the maximum extent permitted by applicable law, HonestCredit.org and its content are provided on an “as is” and “as available” basis without warranties of any kind.
We do not guarantee uninterrupted access, error-free operation, or that the information will meet every user’s individual needs.
Limitation of Liability
To the maximum extent permitted by applicable law, BoostMedia and its contributors, editors, contractors, and service providers are not liable for indirect, incidental, special, or consequential damages arising from or related to your use of HonestCredit.org.
Nothing in these Terms excludes rights or liabilities that cannot legally be excluded or limited.
Privacy and Cookies
Our Privacy Policy and Cookie Policy explain how HonestCredit.org processes information and uses cookies or similar technologies.
Changes to These Terms
We may update these Terms when our website, services, commercial relationships, or legal obligations change. The latest version and effective date will appear on this page.
Contact
HonestCredit.org is operated by BoostMedia.
Email: info(at)honestcredit(dot)org